How to tie the card to pay with the phone

How to pay with your phone instead of a card (paying for purchases with a smartphone)

Good afternoon, everyone!

Of course, modern technology goes forward by leaps and bounds. It has come to the point that you can pay for your purchases in a store using your regular phone (and some manage to do it using your wristwatch)! ). Actually, after one such case (and the seller’s surprise), I decided to clarify some points.

And so, if you have a modern smartphone running Android (this platform and will further consider). then I report that in our country not so long ago earned a payment Android Pay: m.е. the ability to pay directly from your phone (which, by the way, so translates from English).).

It is worth noting that not all phones are equipped with a special pin sharpener. NFC module, which allows this “thing” to work (I would even say more, not every bank card can be used for this yet. But there are fewer and fewer of them every year!).

Be that as it may, to make the phone “money” is simple enough, below I will consider all the nuances.

“Adding” Sberbank card to your phone

check if you have NFC turned on

The first thing to do is to check whether your phone has the NFC module and whether it works (in fact they’ve already started to install it even in many low-end devices).

For your information!

NFC is a special. technology for contactless data transfer (at a distance not exceeding 20 cm).). The technology has become widely used and is now used everywhere. on Wikipedia.

The easiest way to do it. go to the “Wireless Networks” tab in the Android settings menu. If the phone has NFC, you’ll see the corresponding settings section (see “Settings” on page 28). screenshot below).

You can also check for NFC using the special app. applications (for example, NFC Check, a link to Play Market).

check if you have the Google Pay app installed

In general, usually if your phone supports NFC. Google Pay is installed by default. But just in case, here is a link to Play Market (if you do not have the app. install it).

To further work. Open Google Pay.

scan the card / enter the card data manually

In the tab “Payment” will be presented all the cards you have added to the application (in my case there is only 1).

To add a new card (in my example I will add Sberbank card). You need to click on “Payment Methods” (see “Methods of Payment” below). example below).

Next, the phone will ask you to scan the card: just put the camera on it and wait 1-2 seconds. You can enter the card data manually (the number, expiration date, name and surname, in general all that is on the front side).

You will need to enter the CVC code (can be found on the back of your credit card, see example below). help below).

The CVC code can be found on the back of your card (last 3 digits, see example below). example below). Each card has its own unique CVC code. It is most often needed to confirm the payment of online purchases. For security purposes: never give this code to anyone.

terms of use and validation

If the card details were entered correctly, Google Pay in the next step will offer to read the terms of use (you need to click on “” and then “Accept”).

Next, an SMS with a confirmation code will be sent to the phone connected to the bank card. You will need to enter it in the special. The box that appears as soon as you click the “Continue” button (see the “Continue” link). photo below).

The card is added (default card selection)

If the above steps have been completed correctly, a new card will appear in the “Pay” section (in Google Pay. If you will have several cards added. you can choose one of them for payment (which will be used by default).

Another alternative option

If you have the Sberbank Online app installed (link to it on Play Market), the task becomes much easier.

After you run and authorize in the application. open the properties of your card (just click on it).

Next, select the “Add to Google Pay” function (see the beep). screenshot below).

In the next steps, you will only have to agree to the terms and confirm your decision. After that the card will be added. Fast and convenient!

1) How much are these “games” with Google Pay and the phone?

2) How do I pay with my smartphone, after I added my card to Google Pay?

Simple. You come to the store, take out your phone on cashier’s desk, unlock the screen and bring it to the terminal (there may be one moment: some stores use old terminals which may not support contactless payment, but there are less and less of them and they seem to be adopted a program that in a year or two they will all be replaced).

After that, it will say that the payment has passed (some smartphones make an additional. beep).

3) What smartphones does Google Pay work on??

Your smartphone must have NFC, and Android version 4 or later.4. In fact, nowadays even a lot of inexpensive smartphones meet these requirements. And, as it seems to me, further this topic will only become more popular.

How to set up contactless payment on your Android phone?

The first thing to do is to make sure that you have NFC turned on in your phone‘s settings (search for the word NFC in your settings and see if it is). No need to worry about the battery. NFC has practically no effect on the battery life.

Next, you need to download the Google Pay app (link on Play-market). After downloading and installing, open it and click Start:

Following the instructions on the screen, we add our payment card to the application. Then close Google Pay and forget about it. In the future, as mentioned above, you do not need to run this application to make a payment.

Your smartphone will not work with Google Pay and contactless payments, if you:

• Installed beta firmware. For example, if your Xioami smartphone does not have the stable version installed, but the weekly (or developer) version.
• Got root access on your phone or somehow modified the firmware
• You unlocked the bootloader of your smartphone

If you haven’t done anything like that, but you bought your smartphone used, perhaps the previous owner obtained ROOT rights or “played around” with the bootloader/firmware.

What is NFC in a smartphone?

NFC is a small chip inside a device that allows to communicate over a short distance between the sending (smartphone) and the receiving device (terminal). And the range of connection does not exceed 10 centimeters. So NFC in a smartphone is a useful feature that will simplify everyday activities, from transferring files to paying for purchases at the store. Let’s take a closer look at the main functions of the NFC module:

• exchange of links of web-pages, coordinates, contacts with other devices;
• scanning and programming tags (in such cases, the owner can give commands to the phone using this chip, for example, to send messages, switch to silent mode, set the alarm clock and so on);
• Using the phone instead of a plastic card.

If there is a problem and your phone does not support the contactless payment function, you can buy a special MTS SIM-card with NFC support. In this case there is a possibility to transfer there the old number in a cellular shop of the specific operator.

Older telephones with a removable battery can be adapted by means of an antenna where one end is fixed to the SIM card and the other end is attached to the back cover.