Wallet Android Samsung. Google Wallet vs. Samsung Wallet: Which App Is Best for Galaxy Users

Google Wallet vs. Samsung Wallet: Which App Is Best for Galaxy Users?

Mobile payments have become increasingly popular in recent years. There are dozens of digital payment apps out there, but if you own a Galaxy device, the options often come down to Google and Samsung wallets.

Both work in a similar fashion, but certain features may make you prefer one over the other. If you’re not sure which to pick, this head-to-head guide between Google Wallet vs. Samsung Wallet could help you decide.

Google Wallet vs. Samsung Wallet: Side-by-Side Comparison

Google Wallet vs. Samsung Wallet: What’s the Difference?

Having debuted in 2011, Google’s payment method Google Pay was, at the time, a pioneer of mobile payments. Initially, the app only supported MasterCards issued by Citibank. However, things have changed over the years, and the app is evolving to keep up with the ever-changing user demands.

In January 2022, Google released its Wallet, an app that now includes the original Pay service alongside other functionalities.

Similar to Google Wallet, Samsung Wallet first debuted as a mobile payment service called Samsung Pay. The Korean multinational launched the first Pay app in 2015 and turned it into Samsung Wallet in June 2022, mere months after Google.

While the two services have the same purpose, Samsung Wallet now contains other Samsung apps, including Samsung Pass, which is a storage vault for passcodes and user IDs for online accounts.

Primary Use

Google Wallet and Samsung Wallet serve the same purpose, but each app comes with distinctive features. The former primarily serves as a mobile wallet and peer-to-peer payment app.

Users can save their bank and loyalty card details for seamless access when shopping in-store or online. At the same time, you can also use the app to send money to friends and family.

All that you need to send money via Google Pay is a QR code, or you can search for your friends via their email addresses, phone numbers, or names.

This service is only available in the United States and Singapore, but from the U.S., you can also use Google Pay to send money internationally to India via Wise. You can also use Google Wallet to store event tickets, transport passes, health passes, and gift cards.

Samsung Wallet doesn’t include peer-to-peer payments but is as functional as Google in other aspects. The primary use of this app is for storing bank cards, but you can add loyalty and reward cards, too. Coupons, tickets, and passes can also be saved in the app, so you can have them handy whenever you need them.

The greatest difference when compared to Google Wallet is that Samsung Wallet now includes Samsung Pass. This is a vault app that stores your access details to various online services, including user names, passwords, and passcodes.

When enabled, Samsung Pass can populate various fields for you (biometric or PIN identification is required when using the automatic fill-in). This allows easy access to your various online accounts without bothering to remember or fill in the log-in fields every time.

Supported Devices

One of the biggest differences between Google Wallet and Samsung Wallet is device compatibility. Google Wallet works on all Android devices. This doesn’t come as a surprise, seeing as Google has owned Android since 2005. The app also works on iPhones and iPads running iOS 10.0 or higher, but you won’t be able to use it on an older Apple device.

Samsung Wallet is a proprietary app developed for Samsung devices. However, the app isn’t limited to smartphones and tablets. You can find it on all Galaxy devices, including all Samsung phones, tablets, and Galaxy Watches, as well as Samsung TVs.

On mobile devices and wearables, Samsung Wallet works just like the former Samsung Pay for in-store purchases. All you have to do is tap your phone or watch on the contactless card reader to complete your transaction. Otherwise, you can use the app for online and in-app payments.

Bank Compatibility

The advantages of having a mobile wallet fade when you can’t add your payment cards to the app. In this regard, Google is a notch above Samsung. The tech company partners with most banks, credit unions, and card providers. This is great news, especially for those banking with smaller institutions.

Samsung partners with over 100 banks and credit unions, but its list is not as extensive as Google’s. However, the brand is working on expanding their network, and the list of supported banks and compatible cards is updated regularly.

That said, both Google Wallet and Samsung Wallet work with financial services, including American Express and Discover. With some exceptions, you can add any Visa or MasterCard to both wallets.

Availability

Google Wallet and Samsung Wallet are both available in America, but if you’re an avid traveler, availability in your destination countries may make or break the deal. Google Wallet wins this round, too, with its widespread availability in 63 countries. Currently, Samsung Wallet is only available in 23 countries.

However, this doesn’t mean that you can’t use the app in unsupported countries. Both Google and Samsung wallets store and use your actual payment cards for purchases.

If your card is issued in a supported country, you can simply add it to the wallet. Then, if your bank enables card use in overseas countries and territories, you can use the mobile wallet as you would at home.

However, you won’t be able to add payment cards issued in unsupported countries to either app. To make sure you can use Google or Samsung Wallet when traveling overseas, contact your bank and let them know about your travel plans.

Payment Types

For a long time, Samsung had the edge over Google thanks to its magnetic secure transmission (MST) type of payment. This groundbreaking technology allowed Samsung phone users to use their devices for purchases at non-contactless terminals, as long as the terminal had the ability to read magnetic bands.

Security

Google Wallet and Samsung Wallet are apps designed to store sensitive information. Beyond payment cards, Samsung Wallet can also store all your user names and passcodes, so keeping them secure is paramount.

However, you don’t have to worry about security regardless of the app you’re using. Google Wallet uses encryption and tokenization to keep your data safe. Similarly, Samsung Wallet uses tokenization to keep your payment data safe and encryption provided by Knox to store everything else safely.

Both apps allow you to protect the data with a passcode, or you can set up biometric security on your device. This means that you can access the Wallet with your fingerprint, face scanner, or another type of biometric ID.

Google Wallet vs. Samsung Wallet: Which One Should You Use?

As a Galaxy device owner, you might think it makes sense to use Samsung Wallet. In reality, Google Wallet comes with more benefits. It might not store your user IDs and passcodes, but it partners with more banks and card providers, is available in more countries, and is accepted at most stores.

Samsung Wallet may now include Samsung Pass, but that’s about it. The Wallet itself is similar to Google’s but more limited in the number of cards you can add and the stores you can use it at. While it’ll do its job, you might like Google Wallet more.

Are Electronic Wallets Precursors to a Cashless Society?

Apps like Google Wallet (now Google Pay) and Samsung Wallet (now Samsung Pay) are part of the trend toward digital payments and cashless transactions. But it’s important to note that the potential transition to a completely cashless society is far more complex than it may appear at first glance.

Digital wallets offer convenience, security, and accessibility, which have contributed to their popularity. As more people embrace the ability to make payments using their smartphones, the use of cash may decline in certain contexts.

However, it’s unlikely that cash will disappear entirely in the near future. Cash does, after all, have certain advantages, such as offering privacy and anonymity in transactions and being universally accepted. Also, it’s important to note that not everyone has access to a smartphone or reliable internet connectivity. These, and other considerations surrounding financial inclusion, will undoubtedly play significant roles in the move toward a truly cashless society.

Google and Samsung Pay in the News

In April 2023, Google Pay announced an added feature which allows users to store digital car keys. This new feature is currently available for select BMW and Hyundai models. Google Pay is taking another step toward allowing users to leave their homes with the comfort and security of knowing they only need their smartphone to go about their day to day.

As for Samsung Pay, the app announced in May of 2023 that users can now store digital assets. From checking accounts to cryptocurrencies to NFT’s, Samsung Pay now holds all different forms of electronic currencies.

Google Wallet vs. Samsung Wallet: Which App Is Best for Galaxy Users? FAQs (Frequently Asked Questions)

Is Google Wallet the same as Samsung Wallet?

The two apps are similar, but they are developed by different companies. The real difference is in the devices they support. Google Wallet works on all Android devices and on some Apple devices. Samsung Wallet only works on Samsung devices.

Is Samsung Wallet widely accepted?

You can use Samsung Wallet in most stores that have a contactless card reader. However, it is not as widely accepted as Google Wallet for online and in-app purchases.

What’s the difference between Samsung Pay and Samsung Wallet?

Samsung Pay is a mobile wallet that can store your payment cards for quick and seamless purchases. Samsung Wallet includes Samsung Pay, but it can also store other card types (e.g., loyalty cards, gift cards, reward cards), coupons, passes, digital keys, addresses, and more.

Is Samsung Wallet free to use?

Yes. Samsung Wallet is free to download and use.

How do I use Google Wallet?

After downloading the app, tap on the Add to wallet button and choose Payment Card. Insert the card details and save (bank authorization is required). Once the card is added, enable NFC and open Google Wallet when you’re ready to pay.

Make sure the correct card is selected, and tap the device on the contactless card reader. Confirm the purchase with your passcode or fingerprint if required. The wallet will show you a tick symbol when the transaction is complete.

About the Author

Roxana Bikfalvi

Roxana Bikfalvi is an irreverent writer with a background in international economic relations and sciences. She covers a wide variety of topics, including finance and cryptocurrencies, VR/AR, personal tech, and EVs. When not writing, Roxana can be found reading comic books, playing video games, or exploring the great outdoors with her partner and adventure cats.

How to remove Samsung Wallet from your Galaxy device

Each OEM has its own little touches on Android – that’s especially the case with Samsung, which has an app for just about anything, including your touchless payment methods. In the case that you don’t want to use Samsung Wallet, you can deactivate it, uninstall or remove it from your device, and disable homescreen shortcuts. Here’s how.

What is Samsung Wallet?

In June, Samsung introduced a new app for Galaxy devices; it was meant to replace what was originally Samsung Pay and combine the features housed inside with Samsung Pass. The new app is meant to store IDs, credit and debit cards, as well as other forms of passes and cards. That new app is called Samsung Wallet.

The updated version claims to streamline a lot of what users default to as far as payment methods and passes go, some users may still prefer to use Google Wallet. After the release, some reported Samsung Wallet installed itself on their Galaxy devices. Because of this, Samsung Wallet’s homescreen gesture is enabled by default, which is almost impossible to use with gesture controls for navigation.

Disabling Samsung Wallet’s terrible homescreen gesture

One of the easy tell-tale signs that Samsung Wallet is active on your device is when trying to use gesture controls. Of course, swiping up will take you to the homescreen, and swiping up and holding will open recent apps.

Well, Samsung Wallet’s shortcut to access your favorite payment method is also a quick swipe up from the bottom of the screen. Unfortunately, you absolutely will find yourself pulling out a digital card every time you want to go back to your homescreen. The gesture shortcut is terrible. Period. Here’s how to disable the Samsung Wallet homescreen shortcut:

• On your device, head to the Samsung Wallet app.
• Hit Menu on the bottom and tap the settings cog in the top-right.
• Tap Quick access.
• Hit Access locations and default card.
• Toggle off either the Home screen or anywhere else you want to not be able to access Samsung Wallet from.

Once you do that, the gesture shortcut on the homescreen will disappear, and swiping up from the bottom of the screen will only take you home.

How to remove lock screen gesture

You don’t have to completely uninstall Samsung Wallet if you don’t want to; although, the app doesn’t work if GPay is activated as a default payment app. That being said, you can remove the gesture-controlled lock screen shortcut and replace it with the app of your choice. Here’s how:

• On your Galaxy device, head into the settings by swiping down from the homescreen and tapping the settings cog.
• Find and tap Lock screen.
• Scroll down until you see Shortcuts. Tap it.
• Tap Left shortcut and choose a different app from the list.

Now, if you lock your phone and wake it you’ll be able to swipe from the left and open a different app. You can choose to switch this shortcut to GPay if you want. In that case, swiping from the left will still open a touchless payment option.

How to uninstall Samsung Wallet

If you want to remove Samsung Wallet altogether, there’s nothing stopping you. Samsung doesn’t make it impossible to uninstall the app from your device, even though you may not remember ever installing it, to begin with. Here’s how to uninstall Samsung Wallet on your Galaxy device:

• On your Galaxy device, swipe up to access your app drawer.
• Search for or find Samsung Wallet.
• Once you find it, long-tap the app.
• Tap Uninstall.
• Confirm you want to uninstall it by hitting Ok.

Once you complete that process, you won’t have to or be able to use Samsung Wallet while the app isn’t installed. Of course, you can always install it again from the Google Play Store, or the Galaxy Store on your phone.

Either way, either of these methods is good for removing Samsung Wallet from your device, especially if you find yourself using GPay more often. That isn’t to say Samsung Wallet isn’t a perfectly usable application. Again, it’s completely up to preference.

on Samsung Galaxy:

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Samsung Pay simplifies your transactions and is accepted virtually everywhere.

Complete transactions with your Capital One card in a matter of seconds.

Confidence

Samsung never shares your actual card number when you pay.

Versatility

Samsung Pay is accepted virtually anywhere you can swipe a physical card.

Adding your card to Samsung Pay

Install and open your Samsung Pay app.

Tap the then choose the option to Add credit or debit card.

Pay anywhere you see the Samsung Pay or contactless symbols. Once you’re ready to check out with your phone, just open Samsung Pay and tap Pay.

Frequently asked questions

Samsung Pay is a more secure and easy-to-use mobile payment option accepted at most stores. With multiple layers of security and authentication, Samsung Pay is a great option for when you’re on the go and want to complete a transaction quickly with your Samsung Smart device.

Which of my Capital One cards can I use with Samsung Pay?

Samsung Pay is currently available for most Capital One credit cards. It’s not currently available on all partner cards or debit cards, though it may be in the future.

Pay in stores:

• Phone: Swipe up from your Samsung smartphone home page or open the Samsung Pay app, tap Pay, and choose the card you’d like to use. Then authenticate using your preferred way to verify your identity. If you have fingerprint security set up, simply place your finger on your phone’s fingerprint scanner. Next you’ll hold the back of the phone up to the contactless reader and complete your purchase.
• Watch: Press and hold the Back button OR open Samsung Pay on the App screen. Select which card you’d like to use and tap Pay. Then hold your watch over the payment reader to complete your purchase.

Where can I use Samsung Pay?

Samsung Pay uses two technologies that allow it to work virtually anywhere:

• Magnetic secure transmission (MST) is accepted at nearly all payment terminals with a card reader, but availability and functionality may differ by region.
• Near-field communication (NFC) allows you to make tap-to-pay transactions at contactless terminals wherever you see the Samsung Pay or contactless symbols.

Note: Watch does not have MST payment capability and only supports NFC payment. Samsung Pay is not available on iOS devices. To use Samsung Pay on your smartwatch with a non-Samsung phone, you must update to Android 6.0 or higher.

Contactless Credit Debit Cards

Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendations listed above. The third parties listed are solely responsible for their products and services, and all trademarks are the property of their respective owners.

Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd. All other logos and trademarks are the property of their respective owners. Screen images simulated. Appearance of products may vary.

Samsung Pay vs Google Pay: Which Mobile Wallet Is Better

As mobile payment services become more available, choosing a digital wallet app for many users comes down to considering Samsung Pay vs Google Pay.

We created this guide to help you choose the best mobile payment app and understand the differences between these two digital wallets. Both of them have some advantages. For example, Samsung rewards its users with cashback for mobile payments.

On the other hand, Google Pay integrates seamlessly with PassKit, our digital loyalty solution, which helps you design digital passes and track redemption rates. You can start a 45-day free trial to test all available features.

After considering the advantages and disadvantages of both wallet apps, you will be ready to choose the winner, so let’s dive into the details.

What is Samsung Pay and how does it work

Samsung Pay is a digital wallet app pre-installed on Samsung smartphones. The app allows you to store your credit, debit, loyalty, and transit cards in one place. You can use the Samsung mobile wallet to make in-store payments by placing your phone on the terminal to complete transactions.

What is Google Pay or Android Pay and how does it work?

Google Pay, formerly known as Android Pay, is a mobile payment app you can use on the NFC-enabled terminal to process payments or make purchases online. You can also use Google Pay to send payments to friends, split bills, and receive payments.

Like Samsung Pay, Google Pay allows you to store your credit, debit, loyalty, and membership cards.

Before we look at the differences between these two digital wallets, let’s talk about their commonalities.

What are the similarities between Samsung Pay and Google Pay?

Google Pay and Samsung Pay share similar features. Both mobile wallets:

• Support NFC technology that allows contactless payments
• Let you store all your credit and debit cards, as well as digital passes
• Are accepted by popular online stores
• Provide support for credit and debit cards
• Include loyalty programs to reward users for making mobile payments

Samsung Pay vs Google Pay: The key differences

Now that you know what these two mobile wallets have in common, let’s look at their differences.

Samsung Pay vs Google Pay: The payment technology

Samsung Pay uses NFC technology that allows contactless payments. Additionally, Samsung smartphones support Magnetic Secure Transmission (MST) technology, making mobile payments possible even when NFC isn’t available. How does it work?

MST interacts with the point of sale machine and simulates a magnetic stripe card signal. So even if a terminal doesn’t support mobile payments, Magnetic Secure Transmission technology tricks it into thinking it is a credit or debit card.

However, because of the Rapid adoption of NFC technology by both businesses and consumers, Samsung decided to confine the support of MST technology. It is only available in selected countries for the latest Samsung series, like Galaxy S21 and S22.

So now, the feature that many considered the biggest win of Samsung Pay over Google Pay is practically unavailable to owners of newer Samsung devices.

Google Pay works on NFC technology. Like NFC credit card transactions, you tap your phone on the card reader to purchase goods or services.

Samsung Pay vs Google Pay: Device compatibility

How do these two mobile wallets compare in terms of device compatibility? Not surprisingly, Samsung Pay is limited to Samsung devices, and it’s good to know that not all Samsung phones are compatible with Samsung Pay.

On the other hand, you can use Google Pay on Android smartphones and all NFC wearables like watches, rings, or bracelets, regardless of whether you’re an iOS or Android user.

Samsung Pay vs Google Pay: Availability

While both apps are very functional, the difference in availability might be a decision point for you. Google Pay is available in 42 countries. In comparison, Samsung Pay is available in only 23 countries.

Samsung Pay vs Google Pay: Use cases

The NFC technology in both Samsung Pay and Google Pay allows you to make transactions by tapping your phone on the payment terminal, as long as it is compatible. Since NFC technology is universal, you’ll find NFC-enabled terminals at almost every store, especially in big urban centers.

Depending on where you live, you can still encounter the older types of terminals that don’t support NFC. In such cases, owners of older Samsung phones can use the Samsung app to pay, as apart from NFC, they also include MST technology that enables payments at nearly any credit card reader.

Unfortunately, newer Samsung devices don’t have this feature, so the coverage of Samsung Pay on newer phones remains the same as Google Pay.

Samsung Pay vs Google Pay: Payments

Since the core feature of both digital wallets is enabling contactless payment, let’s talk about the differences between these two apps in this aspect.

Payment terminals

Samsung users with MST technology in their smartphones can use Samsung Pay on any payment terminals that accept credit cards. Samsung owners without MST technology and Google Pay users can make a mobile payment only if the payment terminal supports NFC technology.

Payment perks

Apart from providing mobile payment services, Google Pay offers peer-to-peer payments. You can start a group and invite someone to Google Pay, then use it to split a bill with a group of friends or send a payment to a friend. Google Pay App can also help you track your finances, find deals and get cash back.

Samsung feature called Samsung Pay Cash is a virtual prepaid card that allows users to pay online and in-store from the Samsung app without adding credit or debit cards to the digital wallet. The feature also helps users manage their budgets, and they can receive reward points if they use Samsung Pay Cash for shopping.

Transaction limits

Samsung Pay doesn’t limit the value of transactions. Google Pay limits your daily transaction amount to 2,500, and you can make up to 15 transactions a day.

Paypal

Both apps make it possible to pay via PayPal, though with Google Pay, the option to add a PayPal account is available only in the US, while Samsung Pay allows it in many countries.

Samsung Pay vs Google Pay: Security

Samsung Pay and Google Pay use several security measures to make your transactions safe.

Both mobile payment apps allow you to track all your purchases. When you complete the transaction, you get a confirmation with all the details, like the place where it occurred or the merchant’s name and number.

If any suspicious activity takes place, you will be notified instantly. What’s more, you have to authenticate every digital wallet transaction and your mobile phone never stores your account details. Instead, it displays the Digital Account Number to the merchant when you make a payment at the terminal.

Even if you lose your phone or someone steals it, you can be calm about the funds in your mobile wallet: Samsung uses a service called Find My Mobile that allows you to lock your phone wherever you are, change the password or wipe out all your personal information.

Android phones have a similar service – Android Device Manager, which lets you lock your phone or perform a factory reset remotely to make further Google Pay transactions impossible.

Samsung Pay uses an extra authentication step in comparison to Google Pay. After you swipe to open the app, you need to authenticate with your fingerprint, iris scan, or PIN to unlock the app. It might help you feel more secure but irritates when you type the wrong pin or the fingerprint scan doesn’t work the first time. Imagine all those people waiting in line behind you.

With Google Pay, you can use the mobile wallet as soon as you unlock your phone with a password or fingerprint. No need to type another PIN or unlock with your finger again. Since Google Pay requires a secure lock screen, this one authentication layer is sufficient. By skipping the second verification step, Google Pay increases the speed of your transactions.

Samsung Pay vs Google Pay: Loyalty programs

Both Google Pay and Samsung Pay offer loyalty programs to reward phone owners for using their services.

Samsung cashback awards loyalty program

Samsung Pay rewards its users for utilizing their mobile payment services within Samsung Cash Back Loyalty Program. When you purchase from selected merchants using Samsung Pay, you can redeem cash. Then you can use the money to buy other products through Samsung Pay.

Google Pay offers

Google Pay rewards users with different perks within Google Pay offers. One of them is Google Pay referrals, where you can earn up to 10 rewards when you invite users to join Google Pay.

When the new user completes their first transaction using Google Pay online or in-store, you both receive a reward. You can redeem other special deals and offers by purchasing from specific retailers. To redeem any reward, you need to check the terms and conditions of the particular offer.

Samsung Pay vs Google Pay: A quick overview

To summarize everything we talked about so far, we prepared a comparison table to help you see the differences between these two mobile wallets.

We’ve discussed critical differences between Google Pay and Samsung Pay in terms of transactions, but here comes the crucial difference that might be a dealbreaker for many business owners.

Google Pay integrates with PassKit, our digital loyalty platform that helps you create your loyalty program, design digital passes, distribute them on multiple marketing channels, and track their redemption. With PassKit, your customers can store their loyalty cards in Google Pay as a built-in mobile wallet they already use and trust. Continue reading to learn more about this innovative combination.

How to use PassKit and Google Pay to promote your loyalty program

You can use PassKit to connect your business to millions of Google Pay users. But what exactly is PassKit? Let’s explain.

What is PassKit

PassKit is a digital loyalty software that helps business owners create and launch loyalty programs. With only a few simple steps, you can create loyalty cards, membership cards, or coupon cards and distribute them to customers, who can add these cards to their mobile wallets such as Google Pay or Apple Wallet, and then collect points to redeem rewards.

What’s best, PassKit provides you with advanced analytics so you can track your redemption rates and optimize your loyalty program accordingly.

How PassKit connects with Google Pay

PassKit loyalty platform is compatible with two digital wallets: Apple Wallet and Google Pay. After you provide your customer with a digital loyalty card, they can store it in their Apple or Google wallets with a few taps on their mobile devices.

How to create your digital loyalty cards with PassKit

The whole process of creating digital loyalty cards with PassKit is very straightforward.

• Start your 45-day free trial.
• Visit the PassKit platform.
• Design your loyalty cards. You can choose a loyalty card template and modify it as you wish.
• Choose the color palette and add images such as your logo and Hero image. You can also choose a barcode type if you want users to scan loyalty cards at your POS.
• Next, add all the basic data, useful sections, and backfield information.
• Finish off by adding links to your social media profiles, official website, and similar.
• Save the design and start distributing your card on multiple marketing channels.

Your customers can use loyalty cards to collect points for their online or in-store purchases and redeem them for rewards.

How it works in-store

Digital loyalty cards contain all the information you can print on plastic or paper cards. They make customers’ life easier:

• Users don’t have to carry physical wallets
• They have all their points stored in one place
• They can redeem their rewards any time they want
• They use their mobile devices to complete transactions

When customers purchase new products at your store, they can show their digital loyalty card at the counter. Your employee will scan the card and update customers’ points automatically.

If customers don’t have their loyalty cards installed yet but use Google Pay, PassKit will send them a notification to enroll in your loyalty program. The customers can automatically save the loyalty card for future visits and store it in Google Pay or Apple Wallet.

Why choose PassKit

Apart from allowing you to create and launch your very own digital loyalty program, PassKit has several other benefits:

• It increases safety – it’s contactless, so your customers don’t have to be afraid of coronavirus or other diseases
• It’s environmentally friendly – it doesn’t use any paper or plastic
• Anyone can use it – even if you have no designer skills or coding experience, you will have no problems creating your loyalty program with PassKit
• It saves your time – the setup process takes only a few minutes
• It tracks data automatically – you can use CRM and POS integrations to have your finger on the pulse
• It provides advanced analytics – you can track redemption rates and see how your loyalty program performs to optimize accordingly

As you can see, PassKit allows you to upgrade your business to the next level in a blink of an eye. As you can probably guess, users don’t want to download another app to join a loyalty program.

With PassKit, you can skip this requirement: you don’t need to develop an app for your loyalty program because PassKit integrates with Google Pay – the service that has already won the trust of millions of users.

Have you decided which digital wallet will benefit your business the most? Let’s wrap things up to help you make the decision.

Samsung Pay vs Google Pay: Final words

While both Samsung Pay and Google Pay were developed with the same goal – to enable mobile payments, there are considerable differences between them. Both have some advantages and disadvantages, but the scale tips favor Google Pay if you consider everything carefully.

While Samsung Pay limits its service only to Samsung users, Google Pay is available to all Android users. Even iOS users can utilize Google Pay with wearable devices, meaning you will have a broader reach for your loyalty program.

Google Pay is available in almost twice as many countries as Samsung Pay, making a significant difference, especially if your business operates worldwide.

Samsung suspended the most significant advantage over Google Pay – their newer devices no longer use MST technology for mobile payments.

And if you’re a business owner, you will appreciate one more possibility that Google Pay gives you. Using PassKit, you can create loyalty programs and distribute digital passes. At the same time, your customers can store loyalty cards in their mobile wallets and redeem rewards at your store, positively affecting your ROI.

It significantly broadens your ability to connect with your customers, engage them with your business and win their loyalty. Not sure it will work for you? Sign up for our 45-day free trial and see all benefits PassKit provides you.

Samsung Pay vs Google Pay: FAQ

Is Samsung Pay better than Google Pay?

Samsung is a convenient and safe mobile payment app, though it is only compatible with Samsung devices, while Google Pay is compatible with all Android devices.

What used to be the most significant difference between Samsung Pay and other mobile payment apps was its use of unique MST technology. Still, since the popularity of NFT payments is growing, Samsung stopped including MST in their newer series.

Is Samsung Pay safe?

Samsung Pay doesn’t send your actual card number to the payment terminal but instead uses a virtual card number. Another piece of data used for a transaction is a one-time code that your phone’s encryption key generates.

Samsung Pay also requires authorization to open the app, such as your personal identification number (PIN), fingerprint, or iris scan. All these levels of security make transactions with Samsung Pay safer than using your physical card.

Can I use both Google Pay and Samsung Pay?

If you own a Samsung device, you can use both apps since Google Pay works on Android, so it is available on your Samsung phone as well.

Is there a fee to use Samsung Pay?

Samsung Pay is free to use. When you use it for transactions, Samsung also gives you reward points, which you can later redeem for various products.

Does Samsung Pay need NFC?

Older Samsung phones don’t require NFC-enabled terminals but can work with a magnetic stripe reader thanks to a special technology called MST (Magnetic Secure Transmission). So if you own a Galaxy S20 or older devices, you don’t need an NFC-enabled terminal to make a contactless payment. But after the Galaxy S21 series, Samsung devices no longer support the feature.

Does Google Pay charge a fee?

Google Pay is free to download. It also doesn’t charge extra fees when you make a transaction.